Welcome to CoPi, your AI-powered financial wellbeing assistant. Please read these Terms & Conditions (“Terms”) carefully before using our services.
1. Acceptance of Terms
By accessing or using CoPi (the “Service”), you agree to be bound by these Terms. If you do not agree, do not use the Service.
2. Service Overview
CoPi provides personalized, AI-powered financial guidance through conversational interfaces such as chat, WhatsApp, or voice. CoPi does not offer financial advice in a regulated capacity or act as a financial advisor or bank.
3. Eligibility
You must be at least 13 years old to use CoPi. Users under 18 must have parental or guardian consent.
4. Free & Paid Services
CoPi offers a free tier with core features and may offer paid premium subscriptions with enhanced tools. Pricing and features are subject to change. Subscriptions may renew automatically unless cancelled before the renewal date.
5. Data & Privacy
We take your privacy seriously. CoPi uses bank-level encryption and follows Open Banking security standards. Your financial data is never sold or shared with third parties without consent. For more, see our [Privacy Policy].
6. AI Limitations
While CoPi offers helpful insights, it is not a substitute for licensed financial advice. We make no guarantees regarding financial outcomes and are not liable for decisions made based on our suggestions.
7. Third-Party Referrals
CoPi may recommend financial products or connect you with third-party services. We may receive affiliate commissions. However, all recommendations are based on user needs and preferences, not sponsorships.
8. User Conduct
You agree not to use CoPi for any illegal, harmful, or disruptive activity. Misuse of the platform may result in termination of access.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. Continued use of the Service after changes are posted means you accept the updated Terms.
10. Contact Us
For questions, reach us at:
Email: hello@snowball72.io
Website: www.snowball72.io